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Payment Options




Cash/Check or Credit Card

Dr. Banks has standard fees set for intake appointments, evaluations and individual sessions.  Contact Dr. Banks for more details about the cost of treatment.


Although Dr. Banks does not accept insurance, she can provide a super bill (a receipt with all the information needed to bill insurance) for services upon request.  This can be used for your submission to insurance for possible partial or full payment re-imbursement. Please contact your insurance company directly to inquire about their policies for OON (Out of Network) benefits.

Good Faith Estimate Notice

The federal “No Surprises Act” grants consumers the right to receive a “Good Faith Estimate” explaining how much their medical and mental health care will cost. Under the law, health care providers, including psychotherapists, must give clients who don’t have insurance or who are not using insurance an estimate of the expected charges for treatment services.

The act also requires healthcare providers, including psychotherapists, to inform their clients of this right. Additionally, this act requires that information regarding the availability of a “Good Faith Estimate” must be prominently displayed on the website of all health care providers, including psychotherapists.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

You can ask all of your health care providers, including your therapist and other providers from whom you seek treatment, for a Good Faith Estimate before you schedule a service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit

Sonja L. Banks, Ph.D.

Clinical Psychologist  PSY#15920

9984 Scripps Ranch Blvd #136

San Diego, CA  92131

Phone: 858-212-6060

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